Personal Checking Account Options

Need help deciding which account is right for you?

Reach a mobanker at 816.881.8200 or info@mobank.com.

We make it easy to bank your way with five personal checking account options, EMV travel cards, gift cards and lots of options for kids and students.

Personal checking account options:

mobank Checking

  • Unlimited check writing
  • No monthly service charge for accounts meeting minimum balance requirements
  • Monthly eStatements available
  • Other terms and conditions apply

Need checks? Click to order.

Focus Checking

  • Interest-bearing account
  • Unlimited check writing
  • No monthly service charge for accounts meeting minimum balance requirements
  • Monthly eStatements available
  • Other terms and conditions apply

Select Checking

  • Interest-bearing account (tiered-rate account)
  • Unlimited check writing
  • No monthly service charge for accounts meeting minimum balance requirements
  • Monthly eStatements available
  • Other terms and conditions apply

Checking Accounts for Kids

  • Noninterest-bearing checking account
  • No monthly maintenance fees
  • No minimum balance requirements
  • Unlimited deposits and withdrawals at no charge
  • Age and account ownership restrictions may apply
  • Other terms and conditions apply

Personal Money Market Account

  • Interest-bearing account (tiered-rate account)
  • Access to your funds – write up to six checks per month
  • No monthly service charge for accounts meeting minimum balance requirements
  • Monthly eStatements available
  • Other terms and conditions apply

Prime Banking

If you're 50 years old or better, consider taking advantage of Prime Banking for services offered at either a reduced rate or completely free of charge.

  • Complimentary checking account
  • No minimum balance requirements
  • Free mobank checks
  • Free cashier's checks and money orders
  • Free notary service or medallion guarantee
  • Reduced safe deposit box rental fee at Downtown or Prairie Village locations
  • Other terms and conditions apply

Click here for tips to keep your accounts protected from fraud.