Student/Kid Accounts

Want to talk?

Call us at 816.881.8200 or email

If you’re a student, you’re either making money now or soon will be. Time to learn how to manage and protect it.

From mobile banking, eBanking and credit cards to checking and savings options and fraud protection, mobank can help you manage your means in a way that fits your life.

Want to hold on to your funds and grow some net worth? We can help you swing that, too.


A bank account alone doesn’t equal financial responsibility. Help your kids learn to manage their money with our financial education tools. They include ideas on how to talk about money with your kids and how they can protect themselves against fraud, and there are links to age-specific online resources.

  • Moonjar Banks: Click here for a great bank that helps kids separate their money into funds for saving, sharing and spending. 
  • Jump$tart Coalition: Click here for a website that helps prepare kids for lifelong financial success. 

Trying to teach your kids some money management and savings lessons? We have several options. They’ll thank you later. Sometimes much later.

Checking accounts for kids:

  • Noninterest-bearing checking account
  • No monthly maintenance fees
  • No minimum balance requirements
  • Unlimited deposits and withdrawals at no charge
  • Age and account ownership restrictions may apply
  • Other terms and conditions apply

Savings accounts for kids:

  • No minimum balance requirements
  • No monthly fees
  • Interest-bearing account (interest credited semiannually)
  • Access to funds – up to 12 withdrawals every six months
  • Age and account ownership restrictions may apply
  • Other terms and conditions apply

And when it’s time to learn credit card responsibility, we have a unique reloadable card you can load with a specific amount so they can see how credit cards work without the risk of overspending.